Products

Products we can supply

Refinance Assets

Refinancing assets allows a business to unlock the value tied up in existing equipment or vehicles by securing funding against them to improve cash flow.

Vendor Transaction

A vendor transaction involves finance arranged at the point of sale, enabling customers to purchase assets directly from a supplier with funding in place.

Cash Flow Facilities

Cash flow facilities provide businesses with flexible access to working capital to manage day-to-day expenses and smooth out income fluctuations.

Business Loans

Business loans offer a lump sum of funding that is repaid over a fixed term, typically used for expansion, investment, or operational needs.

Invoice Discounting & Invoice Factoring

These facilities release cash tied up in unpaid invoices, either by borrowing against them (discounting) or selling them to a lender who manages collections (factoring).

Informative Information on Depreciation

Depreciation refers to the reduction in value of an asset over time, which can impact both financing decisions and tax considerations.

PCP (Personal Contract Purchase)

PCP is a finance agreement with lower monthly payments and a final optional balloon payment if the customer wishes to own the asset at the end.

Fixed Rate HP with / VAT Deferrals

This hire purchase option offers fixed repayments while allowing businesses to defer VAT payments to ease initial cash flow pressure.

Finance Lease

A finance lease enables a business to use an asset for most of its economic life while paying rentals, without owning it outright.

Lease Purchase

Lease purchase allows businesses to spread the cost of an asset with repayments and gain ownership at the end, often with a balloon payment.

Contract Purchase

Contract purchase is similar to PCP but typically used for businesses, offering fixed payments with the option to buy, return, or upgrade the asset at the end of the term.

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